Getting a job while you are in your teens is both responsible and exciting. Now, you finally have access to your own funds that you can spend however you like or save for college. You have also joined the Massachusetts workforce. This means you are at risk of suffering work-related injuries. If this is your first job, it is wise to learn a little about workplace injuries and workers’ compensation.
Being young and strong does not necessarily minimize the risk of becoming involved in a work accident. Even if you are exceptionally cautious and comply with all of the safety rules that your supervisor taught you, accidents can still happen. Sometimes, these incidents are purely accidental, but other times, another party may have caused the mishap. In all cases, you are eligible for workers’ compensation benefits as long as the injury occurred on-the-job.
As we have learned in our legal practice, many teen workers do not realize that they are eligible for worker’s compensation. In fact, some do not even know about the program, which is insurance that employers must carry. The system is designed to pay for medical care and lost wages to workers injured while performing job duties.
If you are a teen working in or around Boston, we urge you to ask your employer about workers’ compensation. He or she should be able to answer your questions and tell you how the program works. If your employer tells you that your job does not require workers’ compensation insurance, it is crucial to dig deeper because this coverage is mandatory in all American states.
You can also learn about workers’ compensation by reading the many resources available on our website. We believe the best path to injury recovery for all workers begins with a good education.