Whether you’ve been working for the same Massachusetts company for decades or recently started a new job, your risk for injury in the workplace might be at the low end of the spectrum or sky high. In fact, such risk can vary in the normal course of a workday, depending on your environment, the duties you are carrying out and what happens to be going on around you at a given moment. There are some industries, however, that most analysts consider high risk for on-the-job injuries.
If you work in one of these fields, it’s important that your employer provide information, training and safety equipment to help you stay safe. Your employer has also likely purchased workers’ compensation insurance, which provides benefits to injured workers during recovery. Navigating the workers’ comp process can be stressful, especially if an insurance agency tries to deny your claim. It’s good to know where to seek support, so there’s no need to try to go it alone if a problem arises following a workplace accident.
These jobs have high rates of fatal injury
If you work as a logger, data from the Bureau of Labor Statistics shows that this industry had more fatal accidents in 2016 than the 33 other jobs the department analyzed. In addition to logging, professional fishermen, pilots and flight engineers, and commercial vehicle drivers are also at great risk for fatal injuries on the job.
You might work as an athletic coach, trainer or referee, or, perhaps, in another seemingly non-dangerous industry, such as heating and air conditioning or painting. Does it surprise you to learn that these types of jobs have rates of death from workplace injuries that greatly exceed the national average of 3.6 per 100,000 workers who have full-time schedules?
Injuries that often result in an inability to work
If you’re a construction worker, a firefighter, a roofer or pipe fitter, your risk for injury on the job is also quite high. No matter what type of job you do, if you are involved in a workplace accident that results in a broken bone, severe lacerations, traumatic brain injury or other potentially debilitating condition, you might have to endure a long, arduous recovery before returning to work.
In fact, if your injuries have caused a partial or full, permanent disability, you may have to leave the workforce altogether. If that’s the case, chances are you will also need at-home support, not only from loved ones and close friends, but also from licensed in-home care providers and other medical team members.
Such care is expensive
You might be unprepared to meet expenses associated with an on-the-job injury. Many Massachusetts workers resort to using their credit cards to pay medical bills and keep food on the table when they’re unable to return to work after suffering a workplace injury.
The workers’ compensation insurance program is set up to provide much-needed financial assistance to workers like you, who have suffered injuries in the workplace. Many recovering workers seek legal support to help them process their claims.