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How do you know if you qualify for workers’ compensation?

On Behalf of | Nov 19, 2020 | Workers' Compensation

If you’re a worker in Massachusetts who was injured on the job, you might be eligible for workers’ compensation benefits. However, you’ll have to meet certain requirements before you’re allowed to receive payments. Here’s what you need to know before you file for worker’s compensation.

What are the qualifications for receiving workers’ compensation?

To get workers’ compensation benefits in Massachusetts, you’ll have to prove that you were injured or developed an illness while working. This injury or illness might have been brought on by exposure to chemicals, unstable equipment, a lack of safety inspections or any number of other reasons. You’re also eligible for workers’ comp if you’re the dependent of a worker who was killed on a job site.

However, before you file a claim, you’ll have to meet certain requirements. To apply for benefits, you’ll have to be disabled for at least five days. If you’re disabled for less than five days, you can still file a “medical only” claim that goes directly to your employer’s insurance company.

Some injuries and illnesses don’t start showing symptoms until months or years after the incident. You can still file a claim up to four years after the incident took place. Be prepared to provide evidence that your injury, illness or disability was directly caused while you were at work.

Most claims will go through the Department of Industrial Accidents. If your claim is accepted, you could receive compensation for your medical bills and lost wages. Workers’ compensation can even pay for rehabilitation. If your claim is denied, you can send an appeal to the DIA to try to reverse the decision.

How may an attorney help you apply for workers’ compensation?

To increase your chances of filing a successful workers’ compensation claim, you might want to an attorney. An attorney may review your case and figure out if you’re eligible for worker’s compensation. They may also help you gather evidence to prove that you were injured through no fault of your own. If your claim is denied, your attorney might help you appeal the decision and provide evidence that shows your injury or illness was caused while you were working.