Often, when people file for workers’ compensation, the reality is that the work environment they were in wasn’t particularly hazardous. Instead, their injuries might have been from repetitive injuries and strain, or could have resulted from an accident.
In fact, workers can seek workers compensation in cases where there is no negligence or dangerous environments to blame. As long as those injuries still occurred in the workplace, their claims are valid.
Workers’ compensation covers workplace injuries of many kinds
Workers’ compensation covers workplace injuries of various types, whether they were accidental, a result of hazards or caused by intentional violence in the workplace. There are exceptions to what workers’ compensation will cover, but normally, the exception is that the insurance won’t cover intentional, self-inflicted injuries. In some cases, even those are covered.
Some of the types of workplace injuries that workers’ compensation covers include:
- Slip-and-fall injuries
- Burn injuries
- Chemical exposure injuries
- Repetitive-strain injuries
- Mental health-related injuries worsened or caused by the workplace
There are many types of injuries that can occur in a workplace, but for the most part, they will fall under workers’ compensation coverage.
What can you do if your claim is denied?
Sometimes, a claim is denied. That may happen if the employer disputes the claim or if there isn’t enough evidence to link the injuries to the job. If that happens to you, an appeal is one available option. Our website has more on workers’ compensation and what to expect if you’re hurt on the job.