Getting hurt on the job can completely change your expectations. Instead of going about your daily life as normal, suddenly you need to take a leave of absence from work and get medical treatment.
Whether you were hurt due to malfunctioning equipment or rapid-onset pain from a repetitive stress injury, you may need to turn to workers’ compensation to get the medical care that you need and disability benefits to replace your wages.
Workers’ compensation claims can seem intimidating for those who have never had to make one before. What can you expect during a Massachusetts workers’ compensation claim?
You don’t have to pay for your medical treatment
Whether you received an initial exam at an on-site medical facility provided by your employer or you need to go to a nearby hospital for trauma care, workers approved for medical benefits will not have any out-of-pocket costs related to necessary treatment for their condition.
To receive the care that you need, you will need to notify your employer of your injury. If there is an incident at work, you should report it as soon as possible. If you receive a diagnosis for a work-acquired medical condition, you should file paperwork with your employer about that diagnosis right away. After reporting the incident to your employer, they can handle the rest while you recover. If they deny you or take more than 30 days to file, you will then need to file claim paperwork.
You will need to follow through with treatment plans and medical exams
Part of managing a workers’ compensation claim includes tracking the progress an employee makes in their recovery. You have an obligation to follow the treatment plan provided by the physician managing your care or to request a second opinion if you feel strongly that it is not the right course of action.
Going to physical therapy, taking medication and even undergoing surgery may all be necessary for a full recovery. When your physician determines that you have recovered enough to return to work or have reached a point where a full recovery is not likely, you may need to adjust your claim to seek permanent benefits or begin the transition back to work.
With so many requirements and paperwork where accuracy is crucial, navigating a workers’ compensation claim on your own can be difficult. The right support can make it easier for you to take the appropriate steps needed to receive benefits.